EMPLOYEE PROFILES

THOMAS J. McFARLAND, III, CFP®

Mr. McFarland, a descendant of the prominent defense attorney, Clarence Seward Darrow (1857-1938), is a Certified Financial Planner™ practitioner receiving his designation from The College for Financial Planning in 1981 and earning a Bachelor of Science degree from Rider University. Tom is also a fee-only NAPFA-Registered Financial Advisor and Founder of the Darrow Company, Inc., an SEC-registered investment adviser with offices in Los Angeles, CA and Concord, MA. Tom has managed the financial assets of high net worth clients for over 25 years.

He has served as Chair of a local chapter of the Financial Planning Association (FPA) and President and Chair of local chapters of the FPA's predecessor organizations, the Institute of Certified Financial Planners (ICFP) and the International Association for Financial Planning (IAFP). He is a member of the National Association for Personal Financial Advisors (NAPFA). He was also a U.S. representative for the Global Voice Editorial Advisory Board (GVEAB), an international financial planning committee, and was a Paul Harris Fellow of the Rotary Foundation of Rotary International.

Tom has been named one of the "150 Best Financial Advisors for Doctors" by Medical Economics magazine three times (ranking is based on credentials, education, areas of expertise, total assets under mangagement, percentage of physician clients, noteworthy professional achievements and affiliation with medical organizations). A guest on television and radio programs, Mr. McFarland has contributed to US Air magazine, Financial Planning magazine, and smartmoney.com, and has been the subject of numerous articles for regional and national periodicals. He has conducted investment and retirement seminars for public and private organizations, including Raytheon, Charles Schwab & Co., and the Internal Revenue Service. He is also one of the authors of Wealth Strategies for Executives published by Aspatore Books.

MICHELLE E. WELLS, CFA®

Ms. Wells is a Financial Analyst with The Darrow Company. She is a Charter Holder of the Chartered Financial Analyst® (CFA®) designation and received her Bachelor of Arts in Economics and Finance degree, with Distinction, from Simmons College. She also successfully completed a General Course of Studies specializing in Economics and Finance at the London School of Economics and Political Science in London, England.

Ms. Wells has over sixteen years of experience in the financial planning and investment management fields and is a member of the Boston Security Analysts Society and the CFA Institute.

CAROLINE E. CODERRE, CFP®, CDFA™

Ms. Coderre is a Certified Financial Planner™ practitioner and Certified Divorce Financial Analyst ™. A native of England, she holds BA Honours and Master of Philosophy degrees from University College London, and also studied at the Universities of Odense and Aarhus in Denmark and at the University of Iceland.

Ms. Coderre has over six years experience in the financial planning and investment management fields. Prior to joining The Darrow Company, she worked as a Financial Advisor with American Express Financial Advisors in Wellesley, MA, and as a Financial Consultant with Citizens Investment Services Corp. She is a member of the Financial Planning Association of Massachusetts.